{"id":8720,"date":"2025-06-23T04:00:00","date_gmt":"2025-06-23T10:00:00","guid":{"rendered":"https:\/\/www.quepasaahora.com\/qpa_wp\/?p=8720"},"modified":"2025-06-23T17:20:10","modified_gmt":"2025-06-23T23:20:10","slug":"auge-de-remesas-digitales-en-america-latina","status":"publish","type":"post","link":"https:\/\/www.quepasaahora.com\/qpa_wp\/auge-de-remesas-digitales-en-america-latina\/","title":{"rendered":"Auge de Remesas Digitales en Am\u00e9rica Latina"},"content":{"rendered":"\n

Visa<\/a> lanza su cuarto informe anual, “Money Travels: adopci\u00f3n de remesas digitales 2025”. Este estudio revela un avance en Am\u00e9rica Latina, en el creciente uso de aplicaciones digitales para el env\u00edo y recepci\u00f3n de remesas. Esto enfatiza la transformaci\u00f3n hacia m\u00e9todos m\u00e1s f\u00e1ciles, r\u00e1pidos y seguros en la regi\u00f3n.<\/p>\n\n\n\n

A pesar de una disminuci\u00f3n global en la actividad de remesas, Am\u00e9rica Latina exhibe una notable tendencia positiva. Pa\u00edses como Per\u00fa y M\u00e9xico muestran un aumento en la frecuencia de env\u00edos, mientras que Brasil mantiene una encomiable estabilidad. Seg\u00fan Breno Andrande, director de Visa Direct para Visa Am\u00e9rica Latina y el Caribe, esta expansi\u00f3n “refleja la creciente confianza de los consumidores en las soluciones digitales”.<\/p>\n\n\n\n

Hallazgos Clave del Informe “Money Travels 2025”<\/strong><\/h2>\n\n\n\n

Dominio de las Apps Digitales<\/strong><\/h3>\n\n\n\n

M\u00e1s de dos tercios de los encuestados en la regi\u00f3n de Am\u00e9rica Latina prefieren utilizar aplicaciones digitales tanto para enviar como para recibir remesas. Brasil lidera esta tendencia con un impresionante 78% de adopci\u00f3n, seguido de cerca por M\u00e9xico (66%) y Per\u00fa (65%).<\/p>\n\n\n\n

Percepci\u00f3n de Seguridad Elevada<\/strong> <\/h3>\n\n\n\n

Las remesas digitales son consistentemente percibidas como el m\u00e9todo m\u00e1s seguro para realizar transferencias internacionales en Brasil, Per\u00fa y M\u00e9xico. En Brasil, por ejemplo, el 66% de los usuarios considera las aplicaciones digitales como la opci\u00f3n m\u00e1s segura para enviar dinero.<\/p>\n\n\n

\n
\"remesas\"<\/figure>\n<\/div>\n\n\n

Desaf\u00edos Persistentes<\/strong> <\/h3>\n\n\n\n

A pesar de las mejoras tecnol\u00f3gicas, el informe tambi\u00e9n se\u00f1ala desaf\u00edos cruciales. Las altas comisiones y la dificultad para calcular tipos de cambio justos contin\u00faan siendo preocupaciones significativas para los usuarios en la regi\u00f3n.<\/p>\n\n\n\n

Ana Rojas, l\u00edder de Movimiento de Dinero en Visa, coment\u00f3 sobre estos hallazgos: “Las remesas digitales han transformado radicalmente la industria, pero a\u00fan reconocemos que se requieren mejoras continuas. Innovaciones emergentes, como las stablecoins<\/em>, tienen el potencial de desempe\u00f1ar un papel crucial en la reducci\u00f3n de costos y en la mejora sustancial de la accesibilidad financiera para millones de personas”.<\/p>\n\n\n\n

Este informe se basa en una exhaustiva encuesta realizada a casi 44,000 remitentes y receptores de remesas en 20 pa\u00edses alrededor del mundo. Este estudio global refuerza la importancia ineludible de la tecnolog\u00eda en la evoluci\u00f3n y modernizaci\u00f3n de las transferencias de dinero, destacando el papel protag\u00f3nico de Am\u00e9rica Latina en esta transformaci\u00f3n.<\/p>\n\n\n\n

Tambi\u00e9n te podr\u00eda interesar: Lamine Yamal embajador global de Visa para Copa Mundial FIFA 26<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Visa lanza su cuarto informe anual, “Money Travels: adopci\u00f3n de remesas digitales 2025”. Este estudio revela un avance en Am\u00e9rica…<\/p>\n","protected":false},"author":1,"featured_media":8724,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[49,278,61,147,1,217,55,110],"tags":[763,8,9,10,784,785,3,2,761],"class_list":["post-8720","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-e-commerce","category-eventos","category-negocios","category-que-pasa","category-tecnologia-tecnologia","category-tecnologia","category-titulares","tag-america-latina","tag-eventos","tag-lo-actual","tag-noticias","tag-remesas","tag-remesas-digitales","tag-selelecciones","tag-titulares","tag-visa","clearfix","entry"],"yoast_head":"\nAuge de Remesas Digitales en Am\u00e9rica Latina - Que pasa ahora.com<\/title>\n<meta name=\"description\" content=\"Que pasa ahora.com Visa publica 4o. informe \u201cMoney Travels\u201d: las aplicaciones digitales impulsan el futuro de las remesas en Am\u00e9rica Latina\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.quepasaahora.com\/qpa_wp\/auge-de-remesas-digitales-en-america-latina\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Auge de Remesas Digitales en Am\u00e9rica Latina - 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